You need our help if

• Your policy was cancelled because of an audit or classification dispute.
• Claims activity has increased your experience modification.
• Credits or discounts are missing or have been reduced.
• Your policy has retro adjustments and you are unsure if they have been calculated properly according to the rules in the Retrospective Rating Manual.
• Your account has been turned over to a collection agency.
• Your classifications have been changed, resulting in increased costs.
• You did not receive credits even though you have had few or no losses.
• The insurance company has not resolved your problem.
• You can't tell if the insurance company has used sub-standard rates to calculate your premiums.

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